It is a deposit product designed with the planned savings concept. Customers put in an agreed amount by instalment over an arranged period. When the maturity date is due, the savings target is reached.

Minimum deposit amount is only HK$500(HKD Club Deposit)/ CNY500(CNY Club Deposit)/ 100 dollars of the respective currency(USD, GBP, AUD, NZD, CAD & EUR Club Deposit).

The terms of deposit may vary from 1 year to 5 years to provide added financial flexibility.

Customers may place the instalments through autopay according to the arranged schedule.