Disclaimer:
This loan calculator and the figures calculated are intended to be used for reference only.The Bank does not warrant the accuracy, reliability, or completeness of any
information or figures provided, nor guarantee whether they are fit for any purpose. This simulation does not constitute an offer of credit facilities. Customers should note that the figures shown do not constitute an offer of credit facilities from our Bank and the calculation should not be deemed as financial advice.You should
consult independent legal or professional advice if in doubt. The Bank does not accept any liability for loss or damage of whatsoever nature, which may be
attributable to the reliance on and/or use of the loan calculator. All loan applications,
loan terms and conditions, including but not limited to the loan amount, loan rate,
and repayment period, shall be subject to the formal approval of the Bank.
To borrow or not to borrow? Borrow only if you can repay!
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Personal Loan Repayment Schedule
| Interest rate per month: |
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Loan Amount: |
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| Annual handling fee: |
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Loan handling fee: |
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| Actual annual interest rate: |
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Total loan amount: |
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| Repayment period (months) |
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Monthly repayment amount: |
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- Our bank uses the「78」rule to distribute the principal and interest in the monthly repayment amount on a monthly basis. The above examples are for reference only. The actual monthly repayment amount of the customer shall be subject to the final approval result of our bank.
- The calculation method of actual annual interest rate is based on the calculation method provided by the Hong Kong Banking Union and has been rounded to two decimal places. The actual annual interest rate is a reference annual interest rate that displays the basic interest rate of bank products and other applicable fees and charges in annualized form.