Insurance Service
Commercial Lending
Commercial Remittance
Trade Finance
Business Integrated Account
Mandatory Provident Fund Service
Corporate Banking Service Online
Schedule of Charges
Credit Card Service
RMB Services
Other Services
Corporate RMB Services

Nanyang Commercial Bank, Limited ("NCB") provides a diverse range of RMB products and comprehensive financial service offerings.

RMB Account Opening
You may open multi-currency savings account and RMB current account in any one of our branches. For multi-currency savings account, you can manage various foreign currencies (including RMB) transactions conveniently in one account.

RMB Remittance
With our extensive network of RMB remittance correspondent banks, we offer you express remittance service.

NCB's RMB CHATS service enables you to transfer RMB funds across banks in Hong Kong efficiently.

RMB Exchange
NCB has a large distribution channel in Hong Kong and provides you with an instant RMB exchange service.

RMB Deposits
With our RMB savings account, you can have access to a broad suite of products such as savings deposit and time deposits.

RMB Payroll Service
NCB provides you with RMB Payroll service. You may manage payroll via autopay and pay salaries to employees with accounts in our bank or other banks.

RMB Cheques
NCB provides RMB cheques services which facilitate RMB fund transfer and settlement in Hong Kong.

Internet Banking
Our efficient and secured internet banking services allow you take control of your company's finance anytime, anywhere. You can easily transfer fund and enquire account balance via Corporate Banking Services Online ( "CBS Online").

RMB Investment Products
We offer a diverse range of RMB financial products including RMB bonds, RMB forward contracts.

Trade settlement & Finance
Our trade service professionals are here to help you with various RMB trade settlement and financing services including L/C Issuance, Export Bills under L/C for Collection, Import Invoice Financing, Export Invoice Discount, etc.
Existing clients can simply enjoy RMB credit facility along with the granted credit line. For new clients, just come and talk to us and we will help with the credit line application.

Commercial Financing
We offer you RMB working capital, project and syndicated loans to match your RMB capital requirements in daily operation as well as huge projects.

To achieve your vision of success, we strive for constant innovation and excellence. With Nanyang Commercial Bank, Limited as your corporate bank, you get a dedicated partner that delivers professional, comprehensive and quality RMB services.

For more information, please call any of our branches and contact our relationship managers.

Risk Disclosure:
The following risk disclosure statements cannot disclose all the risks involved. You should undertake your own research and study before you trade or invest. For the nature and risk disclosures of individual investment products, customers should read carefully the relevant offering documents for details. You should carefully consider whether trading or investment is suitable in light of your own financial position and investment objectives. You are advised to seek independent financial and professional advice before you trade or invest. You should seek independent professional advice if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment.
You are advised to understand the relevant details, charges, important notes and risk disclosures before you invest in Shanghai A shares. For details, please contact the branch staff of the Bank.

Risk Disclosure of Securities Trading/Funds/Precious Metal Trading/Bonds Trading ("Investment products"): The prices of investment products fluctuate, sometimes dramatically. The price of an investment product may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Risk of RMB/Foreign Currency Trading: RMB/Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB/foreign currency exchange rate may result in losses in the event that customer converts the RMB/foreign currency into HKD or other foreign currencies.

RMB Conversion Limitation Risk: RMB is currently not fully freely convertible. Corporate customers that intend to conduct conversion of RMB through banks may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.

This promotional material does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service.

This promotional material is issued by the Bank and the contents have not been reviewed by any regulatory authority in Hong Kong.

Important Notice : To borrow or not to borrow? Borrow only if you can repay!