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Tax Loan

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2017/18 Easy Tax Loan

The "Easy Tax loan" is a facility to personal salary tax and personal assessment with a new level of flexibility and convenience.


  • Loan amount up to HK$3,000,000 or 12 times of your monthly salary, whichever is lower
  • Preferential loan rate

  • Repayment period can be up to 18 months

  • Fast approval

Easy to Apply

Application is simple. If you are a permanent Hong Kong resident, aged between 18-55 with a regular monthly salary of HKD10,000 or above, you can apply for Easy Tax Loan. Act now to fill in the Application Formand submit in person or send to any branches of the Bank, together with original copies or photocopies of your Tax Return, Hong Kong Identity Card, income and address proof; or call us at (852)2622 2633 for more information.

"Easy Tax Loan" Application Form and Terms and Conditions
2017/18 "Easy Tax Loan" Interest Rate and Monthly Repayment Table
Explanation and Example of APR, "Rule of 78" and Repayment for Instalment Loans
Key Facts Statement (KFS) for Instalment Loan

Smart Tips
Do I save interest expenses by making early repayment of personal instalment loan?

Please refer to section E of "Explanation and Example of APR, "Rule of 78" and Repayment for Instalment Loans" above. Please contact our staff if you intend to make an early repayment.

Loans Applications

Remarks: 1. NCB reserves the right to terminate the above offers at any time or to vary the same and the related terms and conditions from time to time. The approval of the loan is subject to NCB's final decision. In case of any dispute, the decision of NCB shall be final. For loan and offer details, interest rates, handling fees, annualised percentage rates, terms and conditions, please contact NCB staff or refer to the application form. 2. In case of discrepancies between the English and Chinese versions, the English version shall prevail.

Important Notice: To borrow or not to borrow? Borrow only if you can repay!