Personal Banking

i-Free Banking

The art of creative living and financial management.

How can you free yourself from the daily trivialities and have more time to enjoy life? Nanyang Commercial Bank’s newly-launched i-Free Banking gives you the answer. i-Free Banking blends the art of creative living and financial management. It offers you more than a comprehensive solution to meet your sophisticated needs for financial services while helping you grasp every opportunity to grow your wealth.

All-around Personal Financial Services

i-Free Banking offers you a personalized financial solution designed to meet your diverse needs for deposit, investment#, insurance# as well as credit facility#.

Free Investment Access

You can flexibly and conveniently manage your finances via our Internet Banking, Phone Banking or Mobile Banking wherever and whenever you are.

i-Free Banking Customers simply register your securities account# via Internet Banking.

  • Conduct investment# in securities, Currency Linked Investments, FX margin trading, investment funds and Monthly Savings Plans and the like.
  • Access to timely stock information such as real-time stock quotes (inclusive of bid-ask queue and broker queue), comprehensive market commentary, new shares information, various stock charts, financial and economic news, and market analyses.
  • Rate quotes including deposit rates, reference preferential interest rates of Currency Linked Investments, foreign exchange rates, stock quotes and fund prices.
  • Change your user name, password and contact information, order cheque books, check account balance and request consolidated monthly statements.

Comprehensive insurance services#

A comprehensive range of insurance plans is available for your peace of mind at different stages of life.

Other i-Free Banking Privileges

Auto-Sweeping Service#

Act now and get access to a new horizon of convenience!
For further information, please visit any of our branches or call our enquiry hotline at (852) 2622 2633.

#The service is only applicable to customer aged 18 or above.

The prices of securities and debt securities fluctuate, sometimes dramatically. The price of a security and debt security may move up or down, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling securities.

Risks are involved in investment in funds and unit trusts. The price of funds and unit trusts fluctuate, sometimes dramatically. The price of funds and unit trusts may move down as well as up, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling funds and unit trusts. Past performance is not indicative of future performance. Customer should read carefully the offering documents for details before making any investment decision.

While an investment provides you with a profit-taking opportunity, there is an inherent risk in every investment instrument. The Forex market is a rapidly changing market; and option trading does not guarantee a positive return. Your principal amount and interest deposited may increase or decrease in option trading. Movements in exchange rates may in the worst case result in your losing the entire deposit principal and interest. The Linked Currency paid to you in satisfaction of the deposit will be a weakened currency. You should consult an independent financial advisor before making an investment decision. The information provided above is for reference only, and does not constitute any investment or option trading recommendation.

The risk of loss in leveraged bullion/foreign exchange trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as “top-loss” or “top-limit” orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your account. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives.

Important Notice: To borrow or not to borrow? Borrow only if you can repay!