Personal Banking

NCB Wealth Management

Comprehensive and professional wealth management services

Personalised Financial Planning Service

The customized and comprehensive financial planning service of NCB Wealth Management helps you effectively manage and maximize the potential of your wealth by develop short-, medium- and long-term financial solutions for you in accordance with your financial goals and risk tolerance level. To ensure you stay on track to achieving your financial goals, your portfolio is monitored and reviewed regularly as the market changes.

Designated Personal Financial Services Manager

A Personal Financial Services Manager is assigned to you to provide you with tailored wealth management services. No matter what your financial needs may be, your Personal Financial Services Manager is always ready to assist you with the utmost professionalism.

Personalised Insurance Service1

A personalised insurance plan assures that you and your family’s financial future will be protected at each and every stage of your life. NCB Wealth Management offers you a complete package of insurance solutions that are managed in conjunction with your overall financial plan.

1Only applicable to the specified insurance plan and a minimum sum assured is required

Personalised Deposits Service

NCB Wealth Management provides you with the widest range of choices so you can take advantage of the opportunities as they arise, to meet your expectations and time horizon.

Convenient Cross-Border Banking Services

You can make appointment for opening an Nanyang Commercial Bank (China) (NCB (China)) account or other banking services in the Mainland through our branches. The moment you reach the destination, we will be ready to serve your needs. Extra discount for remittance services and repayment services for mortgage loan are also available for dual-account customers for our Bank and NCB (China).

Our Bank is pleased to offer successful entrants of the “Capital Investment Entrant Scheme” (the “Scheme”) with a wide range of wealth management services, enquiry services for the Scheme, and tailor-made privileges for the Scheme.

Priority Services

Priority Services

Personal Banking Centres provide a comfortable and relaxing environment for you to meet with your Personal Financial Services Manager, who is always ready to serve you, discuss your personal financial goals for short-, medium- and long-term. You can also obtain priority counter service at all our branches by simply presenting your NCB Wealth Management Card.

24-hour Manned Phone Banking Services

Managing your personal finances has never been easier or more convenient with our NCB Wealth Management 24-hour Manned Phone banking Services, accessible whenever and wherever you are.

International Toll-free Service

When you are travelling in mainland, our NCB Wealth Management 24-hour Manned Phone Banking Service is available toll-free for you. Simply by dialing the designated phone number for the respective area.

Privileged banking services

NCB Wealth Management customers enjoy an array of exclusive banking services and offers befitting their prestigious status.

To find out more, visit your nearest branch of Nanyang Commercial Bank or call our Customer Service Hotline at (852) 2622 2633.

Remarks: Nanyang Commercial Bank, Limited reserves the right to amend the terms and conditions of each respective service, fee and promotion offer described above at its discretion.

The prices of securities fluctuate, sometimes dramatically. The price of securities may move up or down, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling securities.

The risk of loss in leveraged bullion/foreign exchange trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your account. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives.

Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollars or other foreign currency.

While an investment provides you with a profit-taking opportunity, there is an inherent risk in every investment instrument. The Forex market is a rapidly changing market; and option trading does not guarantee a positive return. Your principal amount and interest deposited may increase or decrease in option trading. Movements in exchange rates may in the worst case result in your losing the entire deposit principal and interest. The Linked Currency paid to you in satisfaction of the deposit will be a weakened currency. You should consult an independent financial adviser before making an investment decision. The information provided above is for reference only, and does not constitute any investment or option trading recommendation.

Risks are involved in investment in funds and unit trust. The prices of funds and unit trusts fluctuate, sometimes dramatically. The price of funds and unit trust may move up and down, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling funds and unit trust. Past performance is not indicative of future returns. You should read carefully the offering documents for details before making any investment decision.

Important Notice: To borrow or not to borrow? Borrow only if you can repay!