• To provide the cover for any loss of or damage to the property insured such as building, furniture, fixture and fittings, stocks, trade utensils, etc. caused by fire, lighting and/or explosion.

• Third party risks insurance provides coverage to the car owner against any legal liability in respect of death of or bodily injury to any person and/or damage to any person's property arising out of an accident caused by or in connection with the Insured motor vehicle.
• Comprehensive insurance, including Third party risks insurance, also provides coverage to the car owner against loss of or damage to the Insured motor vehicle caused by accident, fire, theft and/or malicious behavior.

• To protect the Insured against any legal liability in the event of Insured's negligence or management mal-practice causing bodily injury or death or property damage of the public.

• To provide cover to the Insured against accidental loss of or damage to the properties arising out of fire, burglary or accidental damage at the site. The insurance also provides cover to the Insured against any legal liability in respect of bodily injury or death or property damage of any person.

• To provide the cover against the employers' legal liability under Employees' Compensation Ordinance and Common Law in respect of bodily injuries or death of theirs employees arising out of or in the course of employment.

• Provide the cover to the Insured against loss of or damage to the cargo during the course of transportation by sea/air/overland.

• Underwrites the hull and machinery insurance for lighter, tug and pleasure craft as well as compulsory third party risks insurance.
• Comprehensive insurance for small craft provides coverage for crew liability, cargo liability as well as profession and indemnity risks.

• To indemnify the Insured against the loss of money owing to burglary or theft whilst the money is kept in the premises or cash-in-transit to/from the premises and the bank. The money included bank notes, postal orders, cheques, etc.

• This Insurance is a tailor-made insurance plan for retailers providing a comprehensive insurance protection. The insurance covers accidental loss of or damage to the furniture, fixtures and fittings, stocks, equipment, interior decorations, personal effects, loss of money, loss of income, employees compensation liability, public liability, tenant's liability and personal accident.

• To provide the cover to the Insured against loss of or damage to the property Insured such as stock, trade utensils, equipment, etc. caused by burglary.

• This insurance is designed for companies, corporations or organizations to provide cover to their employees well as the employees' family members for the medical fees and charges incurred by hospitalization and outpatient treatment owing to injury or sickness.
• The minimum requirement for number of insured person is five. In normal case, no medical check up is required.
• Once the application form is accepted, the insurance protection will be effective immediately.

Business Comprehensive Insurance Plan     Multi-dimensional Insurance Cover for Business

Choosing a desirable insurance package is crucial for your business planning. The plan suits both office and shops and protects your business against "All Risks" at competitive price.

Apart from providing a full range of basic coverage for contents and equipment, business interruption, loss of money, personal accident, public liability and fidelity guarantee, optional coverages including employees? compensation, buildings (fire) and stock protection are also available for your choice. With this flexible and comprehensive protection, you can free yourself for the unexpected hassles and totally concentrate on business development.