The "Easi-Personal Loan" provides comprehensive services to meet your financial needs.
Easi-Personal Loan
Instalment Loan
- Different monthly repayment periods of 12, 18, 24, 30 or 36 months are available to fit your budget.
- Upon approval, the total loan amount will be directly credited to your designated account with Nanyang Commercial Bank, Ltd.
Easi-Overdraft Facility
- You are free to withdraw or repay the facility any time.
- After your repayment, your credit limit will be restored automatically without the trouble of application again.
- Easy access to your funds through ATMs, cheques and our Branches.
Features of ：Easi-Personal Loan；:
- Loan amount up to HK$500,000 or 6 times of your monthly salary, whichever is lower.
- The higher the loan amount, the lower the interest rate.
- Privileged Customers* are entitled to preferential interest rates.
* Privileged Customers include NCB・s customers in the Wealth Management VIP, Wealth Management Prime, mortgage, BOC Platinum card, civil servants of The Hong Kong Special Administrative Region, staff from the Hospital Authority/public institution/college/university, professionals and full-time teachers, NCB・s payroll account holders, and the shareholders, directors and senior management of NCB・s corporate clients. NCB reserves the ultimate discretion to define：Privileged Customers；.
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