Wealth Management Prime

Great rewards come from harmonious cooperation. That is why Wealth Management Prime works with you every step of the way. Providing you with professional advice. Helping you navigate fast changing markets. Through our range of tailor-made services, you can maximize your wealth potential - achieving great rewards together.

Diverse and Professional Financial Services
Prime Access
Privileged Banking Services
Complimentary Value-added Benefits
Fabulous Rewards

Diverse and Professional Financial Services

Financial Planning Service

Wealth Management Prime provides you with a customized and comprehensive financial planning service. Our "Wealth MaxiWiser" is a sophisticated financial planning tool your Personal Financial Services Manager uses to identify your needs and help you achieve your financail goals. Your portfolio will be monitored and reviewed regularly as market conditions change.

Deposit Services

Providing a wide array of deposit services include HK Dollars Saving Account, HK Dollars Current Account, US Dollars Current Account, Multi-Currency Savings Account, Fixed Deposit and Renminbi Deposit.

Comprehensive Investment Services

A broad spectrum of investment products and services will help you capture every opportunity for wealth accumulation, regardless of the market situation. For extra convenience, a manned investment trading hotline provides you with hassle-free investment services including Securities and FX margin trading, Premium Deposit Series, and Foreign currency trading.

Insurance Services

Life is full of uncertainties. To give you and your family enough life insurance protection, our comprehensive array of insurance plans and services offers you the best protection for different stages of life.

Consolidated Monthly Statement

An easy-to-read consolidated monthly statement, incorporating all your registered accounts and showing all their respective balances and activities*, gives you a clear overview of your financial situation.* Balances for "Express Cash Card" and "BOC Credit Card" accounts will be shown for the month only.

Prime Access

Personal Banking Centre

Personal Banking Centres provide a comfortable and relaxing environment for you to meet with your Personal Financial Services Manager, who is always ready to serve you.

Priority Counter Services

By simply presenting your Wealth Management Prime Card, you can access priority counter services at an our branches.

24-hour Manned Phone Banking Services

To help you manage personal finances with ease, Wealth Management Prime provides 24-hour Manned Phone Banking Services that enable you to place instructions on banking transactions beyond normal banking hours.

International Toll-Free Service

When travelling in mainland, you can manage your personal finances with ease by calling Wealth Management Prime's 24-hour Manned Phone Banking Service simply by dialing the toll-free phone number at designated area.

Privileged Banking Services

Pre-arranged Remittance Services

Pre-arranged remittances can be done at our designated branches. For added convenience, you may place remittance orders within your preset limits through our 24-hour Manned Phone Banking Service.

Protection Against Bounced Cheques

You can automatically enjoy an overdraft protection against bounced cheques of up to HKD10,000 in the specific accounts, if you maintain a wealth balance of HKD500,000 or more during the preceding month.

Secured Overdraft Facility

A secured overdraft facility at a competitive interest rate is available to you for added financial flexibility. Overdraft limits are based on your Secured Asset Value multiplied by a Loan Ratio, and are adjusted daily.

Preferential Interest Rate on Deposit and Credit Facilities

As a valued customer of Wealth Management Prime, you can benefit from preferential interest rates on your fixed deposits (rates are quoted based on the total amount of your fixed deposits) and credit facilities.

Preferential Service Charges

In addition to the waiver of issuance fee on Cashier's Orders and Gift Cheques, you can enjoy special discounts on our remittance service.

Complimentary Value-added Benefits

Worldwide Leisure Hotline Service

You may be looking for ways to upgrade your quality of life but the hustle and bustle of cosmopolitan lifestyle might delay your plans. Our Worldwide Leisure Hotline Service provides you with a host of consultative services, such as Event Planner, Holiday Planner, Hotel Reservation and Advice, Fine Dining, Personal Secretary, Dietician's Advice, and Golf Course Referrals and Reservations, for absolutely free, so you can live life to the fullest.

24-hour Personal Emergency Assistance Service

Say goodbye to daily trivialities with the extra convenience and protection of this service. By simply dialing the Assistance Service Hotline, you can take advantage of services such as Emergency Vehicle Repair, Vehicle Towing Service, Consultancy Service on Motor Claims and Traffic Regulations, Assistance on Electric Power Failure, Plumbing Assistance, Locksmith Assistance as well as Medical House Call/Dental Appointment Service.

Fabulous Rewards

Bonus Points Scheme

Wealth Management Prime gives you more than a flexible and hassle-free financial solution. You can earn Wealth Management Prime bonus points by making transactions related to investment funds, securities trading, as well as specified transactions, and make use of the bonus points to redeem preferential offers on banking services. Meanwhile, you can opt to convert your Wealth Management Prime Bonus Points to BOC Credit Card Gift Points and get your favorite gifts under "BOC Credit Card Gift Point Program" sooner than ever.

Application is simple and convenient. Simply give us a call to make an appointment, and visit any Personal Banking Centre for account opening.

Act now and explore new horizon in wealth management!
Customer Service Hotline : (852) 2622 2633

Risk Disclosure

The prices of securities fluctuate, sometimes dramatically. The price of securities may move up or down, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling securities.
The risk of loss in leveraged bullion/foreign exchange trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as "stop-loss" or "stop-limit" orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your account. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives.
Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollars or other foreign currency.
While an investment provides you with a profit-taking opportunity, there is an inherent risk in every investment instrument. The Forex market is a rapidly changing market; and option trading does not guarantee a positive return. Your principal amount and interest deposited may increase or decrease in option trading. Movements in exchange rates may in the worst case result in your losing the entire deposit principal and interest. The Linked Currency paid to you in satisfaction of the deposit will be a weakened currency. You should consult an independent financial adviser before making an investment decision. The information provided above is for reference only, and does not constitute any investment or option trading recommendation.The outcome of an investment in an Equity Linked Deposit will depend upon market conditions during the deposit period. The price of the linked stock may go up or down during such period. The market value of the linked stock (if applicable) credited to you is more than likely to be lower than the principal amount of the Equity Linked Deposit. You should be prepared to accept the principal amount of an Equity Linked Deposit being returned in the form of the linked stock. You should understand the extent of the exposure to risk inherent in an Equity Linked Deposit. There is no guarantee that you will get a return on your investment or any yield from an Equity Linked Deposit. You may suffer capital loss if the price of the linked stock goes down and in extreme cases, you may lose a substantial part of the principal amount. Equity Linked Deposit is neither an ordinary time deposit nor should it be treated as a substitute for such. You have been advised to consult professional advisers in case of any concerns about the nature of an Equity Linked Deposit.
Risks are involved in investment in funds and unit trust. The prices of funds and unit trusts fluctuate, sometimes dramatically. The price of funds and unit trust may move up and down, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling funds and unit trust. Past performance is not indicative of future returns. You should read carefully the offering documents for details before making any investment decision.