Annual Report 2007

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Cover & Contents
(file: 2007_00-01.pdf, 390K)

Corporate Information
(file: 2007_02.pdf, 257K)

Financial Highlights
(file: 2007_03.pdf, 262K)

Chairman's Statement
(file: 2007_04-05.pdf, 277K)

Chief Executive's Report
(file: 2007_06-09.pdf, 397K)

Directors' Profile
(file: 2007_10-18.pdf, 398K)

Report of the Directors
(file: 2007_19-23.pdf, 431K)

Five-Year Financial Statistics
(file: 2007_24.pdf, 387K)

Branches
(file: 2007_25-29.pdf, 449K)

Offshore
(file: 2007_30-32.pdf, 439K)

Independent Auditor's Report
(file: 2007_33.pdf, 306K)

Consolidated Income Statement
(file: 2007_34.pdf, 299K)

Consolidated Balance Sheet
(file: 2007_35.pdf, 300K)

Balance Sheet
(file: 2007_36.pdf, 300K)

Consolidated Statement of Changes in Equity
(file: 2007_37.pdf, 301K)

Statement of Changes in Equity
(file: 2007_38.pdf, 301K)

Consolidated Cash Flow Statement
(file: 2007_39.pdf, 297K)

Notes to the Financial Statements
(file: 2007_40-192.pdf, 786K)

Management of Risks
(file: 2007_193-195.pdf, 308K)

Corporate Governance
(file: 2007_196-197.pdf, 309K)

Appendix
(file: 2007_198.pdf, 300K)

2006 Annual

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Cover & Contents
(file: 2006_00-01.pdf, 393K)

Corporate Information
(file: 2006_02.pdf, 440K)

Financial Highlights
(file: 2006_03-04.pdf, 311K)

Chairman's Statement
(file: 2006_05-07.pdf, 315K)

Chief Executive's Report
(file: 2006_08-14.pdf, 780K)

Directors' Profile
(file: 2006_15-22.pdf, 564K)

Report of the Directors
(file: 2006_23-25.pdf, 217K)

Five-Year Financial Statistics
(file: 2006_26.pdf, 181K)

Local Branches
(file: 2006_27-30.pdf, 265K)

Offshore Branches
(file: 2006_31-32.pdf, 192K)

Independent Auditor's Report
(file: 2006_33-34.pdf, 148K)

Consolidated Income Statement
(file: 2006_35.pdf, 105K)

Consolidated Balance Sheet
(file: 2006_36.pdf, 115K)

Balance Sheet
(file: 2006_37.pdf, 101K)

Consolidated Statement of Changes in Equity
(file: 2006_38-39.pdf, 110K)

Statement of Changes in Equity
(file: 2006_40-41.pdf, 110K)

Consolidated Cash Flow Statement
(file: 2006_42.pdf, 433K)

Notes to the Financial Statements
(file: 2006_43-155.pdf, 833K)

Unaudited Supplementary Financial Information
(file: 2006_156-176.pdf, 505K)

Annual Report 2005

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Cover & Contents
(file: 2005_00-02.pdf, 1,095K)

Corporate Information
(file: 2005_03.pdf, 318K)

Financial Highlights
(file: 2005_04.pdf, 43K)

Chairman's Statement
(file: 2005_05.pdf, 440K)

Chief Executive's Report
(file: 2005_06.pdf, 436K)

Directors' Profile
(file: 2005_07.pdf, 484K)

Local Branches
(file: 2005_08.pdf, 470K)

Offshore Branches
(file: 2005_09.pdf, 145K)

Report of the Directors
(file: 2005_10.pdf, 60K)

Five-Year Financial Statistics
(file: 2005_11.pdf, 465K)

Auditors' Report
(file: 2005_12.pdf, 108K)

Consolidated Profit and Loss Account
(file: 2005_13.pdf, 63K)

Consolidated Balance Sheet
(file: 2005_14.pdf, 86K)

Balance Sheet
(file: 2005_15.pdf, 70K)

Consolidated Statement of Changes in Equity
(file: 2005_16.pdf, 95K)

Statement of Changes in Equity
(file: 2005_17.pdf, 78K)

Consolidated Cash Flow Statement
(file: 2005_18.pdf, 75K)

Notes to the Accounts
(file: 2005_19.pdf, 955K)

Unaudited Supplementary Financial Information
(file: 2005_20.pdf, 320K)

Annual Report 2004

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Cover & Contents
(file: ncb-ar2004_s01.pdf, 884K)

Corporate Information
(file: ncb-ar2004_s02.pdf, 277K)

Financial Highlights
(file: ncb-ar2004_s03.pdf, 294K)

Chairman's Statement
(file: ncb-ar2004_s04.pdf, 1,898K)

Chief Executive's Report
(file: ncb-ar2004_s05.pdf, 2,924K)

Directors' Profile
(file: ncb-ar2004_s06.pdf, 2,505K)

Local Branches
(file: ncb-ar2004_s07.pdf, 984K)

Offshore Branches
(file: ncb-ar2004_s08.pdf, 889K)

Report of the Directors
(file: ncb-ar2004_s09.pdf, 1,927K)

Five-Year Financial Statistics
(file: ncb-ar2004_s10.pdf, 297K)

Consolidated Profit and Loss Account
(file: ncb-ar2004_s11.pdf, 516K)

Consolidated Balance Sheet
(file: ncb-ar2004_s12.pdf, 346K)

Balance Sheet
(file: ncb-ar2004_s13.pdf, 346K)

Consolidated Statement of Changes in Equity
(file: ncb-ar2004_s14.pdf, 346K)

Statement of Changes in Equity
(file: ncb-ar2004_s15.pdf, 346K)

Consolidated Cash Flow Statement
(file: ncb-ar2004_s16.pdf, 345K)

Notes to the Accounts
(file: ncb-ar2004_s17.pdf, 538K)

Unaudited Supplementary Financial Information
(file: ncb-ar2004_s18.pdf, 494K)

Auditors' Report
(file: ncb-ar2004_s19.pdf, 323K)

Annual Report 2003

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Corporate Information
(file: ncb-ar2003_s01.pdf, 114k)

Financial Highlights
(file: ncb-ar2003_s02.pdf, 96k)

Chairman's Statement
(file: ncb-ar2003_s03.pdf, 277k)

Chief Executive's Report
(file: ncb-ar2003_s04.pdf, 206k)

Directors' Profile
(file: ncb-ar2003_s05.pdf, 246k)

Local Branches
(file: ncb-ar2003_s06.pdf, 208k)

Offshore Branches
(file: ncb-ar2003_s07.pdf, 134k)

Report of the Directors
(file: ncb-ar2003_s08.pdf, 291k)

Five-Year Financial Statistics
(file: ncb-ar2003_s09.pdf, 125k)

Consolidated Profit and Loss Account
(file: ncb-ar2003_s10.pdf, 194k)

Consolidated Balance Sheet
(file: ncb-ar2003_s11.pdf, 136k)

Balance Sheet
(file: ncb-ar2003_s12.pdf, 133k)

Consolidated Statement of Changes in Equity
(file: ncb-ar2003_s13.pdf, 163k)

Consolidated Cash Flow Statement
(file: ncb-ar2003_s14.pdf, 123k)

Notes to the Accounts
(file: ncb-ar2003_s15.pdf, 574k)

Unaudited Supplementary Financial Information
(file: ncb-ar2003_s16.pdf, 439k)

Auditors' Report
(file: ncb-ar2003_s17.pdf, 167k)

Annual Report 2002

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Corporate Information
(file: ncb-ar2002_s_01.pdf, 386k)

Financial Highlights
(file: ncb-ar2002_s_02.pdf, 386k)

Chief Executive Officer's Statement
(file: ncb-ar2002_s_03.pdf, 8,284k)

Directors' Profile
(file: ncb-ar2002_s_04.pdf, 3,317k)

Local Branches
(file: ncb-ar2002_s_05.pdf, 4,728k)

Offshore Branches
(file: ncb-ar2002_s_06.pdf, 4,558k)

Report of the Directors
(file: ncb-ar2002_s_07.pdf, 947k)

Five-Year Financial Statistics
(file: ncb-ar2002_s_08.pdf, 2,295k)

Consolidated Profit and Loss Account
(file: ncb-ar2002_s_09.pdf, 89k)

Consolidated Balance Sheet
(file: ncb-ar2002_s10.pdf, 113k)

Balance Sheet
(file: ncb-ar2002_s11.pdf, 108k)

Consolidated Statement of Changes in Equity
(file: ncb-ar2002_s12.pdf, 110k)

Consolidated Cash Flow Statement
(file: ncb-ar2002_s13.pdf, 100k)

Notes to the Accounts
(file: ncb-ar2002_s14.pdf, 5,390k)

Unaudited Supplementary Financial Information
(file: ncb-ar2002_s15.pdf, 3,047k)

Auditors' Report
(file: ncb-ar2002_s16.pdf, 183k)

Annual Report 2001

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Cover
(file: ncb-ar2001_s01.pdf 378k)

Contents
(file: ncb-ar2001_s02.pdf, 225k)

Corporate Information,Financial Highlights
(file: ncb-ar2001_s03.pdf, 344k)

Chairman's Statement
(file: ncb-ar2001_s04.pdf, 1,561k)

Chief Executive Officer's Statement
(file: ncb-ar2001_s05.pdf, 1,724k)

Directors' Profile
(file: ncb-ar2001_s06.pdf, 986k)

Local Branches
(file: ncb-ar2001_s07.pdf, 497k)

Offshore Branches
(file: ncb-ar2001_s08.pdf, 460k)

Report of the Directors
(file: ncb-ar2001_s09.pdf, 706k)

Summary of Assets, Summary of Liabilities
(file: ncb-ar2001_s10.pdf, 282k)

Five-Year Financial Statistics
(file: ncb-ar2001_s11.pdf, 123k)

Consolidated Profit and Loss Account, Consolidated Balance Sheet, Balance Sheet, Consolidated Statement of Recognized Gains and Losses, Consolidated Cash Flow Statement, Notes to the Accounts(1/5)
(file: ncb-ar2001_s12.pdf, 1,586k)

Notes to the Accounts(2/5)
(file: ncb-ar2001_s13.pdf, 1,776k)

Notes to the Accounts(3/5)
(file: ncb-ar2001_s14.pdf, 1,334k)

Notes to the Accounts(4/5)
(file: ncb-ar2001_s15.pdf, 1,559k)

Notes to the Accounts(5/5),Unaudited Supplementary Financial Information(1/2)
(file: ncb-ar2001_s16.pdf, 1,736k)

Unaudited Supplementary Financial Information(2/2) and Auditors' Report
(file: ncb-ar2001_s17.pdf, 1,889k)

Annual Report 2000

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Cover
(file: ncb-ar2000_s01.pdf 1.1MB)

Message from the Chairman and General Manager's Message
(file: ncb-ar2000_s02.pdf, 13MB)

Local and Offshore Branchs, Report of the Directors,
Summary of Assets and Liabilities,
Five-Year Financial Statistics
(file: ncb-ar2000_s03.pdf, 5MB)

Consolidated Income Statement, Consolidated Balance Sheet, Balance Sheet,
Consolidated Statement of Recognized Gains And Losses,
Consolidated Cash Flow Statement,
Notes to the Consolidated Financial Statements,
Supplementary Financial Information and Auditors' Report
(file: ncb-ar2000_s04.pdf, 5MB)

Annual Report 1999

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Contents, Corporate Information, Financial Highlights,
Message from the Chairman, General Manager's Message
Report of The Directors, Summary of Assets & Liabilities,
and Five-Year Financial Statistics
(file: ncb-ar1999_s01.pdf 4.7MB)

Consolidated Income Statement, Consolidated Balance Sheet, Balance Sheet,
Consolidated Cash Flow Statement
and Notes to the Financial Statements
(file: ncb-ar1999_s02.pdf, 5.5MB)

Unaudited Supplementary Financial Information
and Auditors' Report
(file: ncb-ar1999_s03.pdf, 1.7MB)

Annual Report 1998

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Contents
(file: ncb-ar1998_s01.pdf, 408k)

Corporate Information
(file: ncb-ar1998_s02.pdf, 587k)

Financial Highlights
(file: ncb-ar1998_s02.pdf, 587k)

Message from The Chairman
(file: ncb-ar1998_s03.pdf, 1393k)

General Manager's Message
(file: ncb-ar1998_s04.pdf, 2562k)

Local Branches
(file, ncb-ar1998_s05.pdf, 808k)

Offshore Branches
(file: ncb-ar1998_s06.pdf, 712k)

Report of The Directors
(file: ncb-ar1998_s07.pdf, 1126k)

Summary of Assets, Summary of Liabilities, Five-year Financial Statistics
(file: ncb-ar1998_s08.pdf, 309k)

Consolidated Profit and Loss Account, Consolidated Balance Sheet Balance Sheet, Consolidated Cash Flow Statement
(file: ncb-ar1998_s09.pdf, 605k)

Notes to the Financial Statements
(file: ncb-ar1998_s10.pdf, 3303k)

Unaudited Supplementary Financial Information
(file: ncb-ar1998_s11.pdf, 1883k)

Auditors' Report
(file: ncb-ar1998_s12.pdf, 267k)